How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?

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Kuntala Lahiri-Dutt
Gopa Samanta

Abstract

Derived from livelihoods surveys and ethnographic material about people living on the chars, or river islands, in deltaic lower Bengal, this paper illustrates the complex, diverse and ingenious ways that the poor manage money. These islands constitute some of the most vulnerable housing locations of some of the poorest communities; state services and facilities do not reach the chars because they are not listed as land in revenue records. It demonstrates that the poor live in a diverse economy where community spirit, family assistance and trust play roles equally important to markets. In doing so, it puts forth a grounded-in-the-field, evidence-based, critique of the slogan ‘financial inclusion’ that has gained prominence in recent years.

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How to Cite
Lahiri-Dutt, K., & Samanta, G. (2013). How do the poor handle money? What do the financial diaries of char dwellers tell us about financial inclusion?. Space and Culture, India, 1(1), 43-57. https://doi.org/10.20896/saci.v1i1.16
Section
Research
Author Biography

Kuntala Lahiri-Dutt, The Australian National University, Canberra

Resource Environment and Development Group, Crawford School of Public Policy, College of Asia and the Pacific,

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